Skip to content
Superannuation Calculator
CalculatorMore calculatorsLearnAboutContact

Calculator

Retirement Superannuation Calculator

This retirement superannuation calculator projects your super balance from today through to your chosen retirement age, combining your current balance, employer and voluntary contributions, and assumed investment returns into a single year-by-year projection.

years
years
$
$
%

Default reflects the superannuation guarantee rate — check your payslip if you're unsure.

%/yr
%/yr
$
Advanced assumptions
%/yr
%/yr

Used to also show your result in today's dollars.

Projected balance at retirement

—

Years until retirement

—

Total contributions

—

Investment earnings

—

Projected balance over time

Age → Balance

Year-by-year projection

AgeSalaryEmployerVoluntaryEarningsFeesBalance

Planning around a retirement age

The age you choose to retire has a large effect on your projected balance, for two reasons: it changes how many years of contributions and investment growth you get, and it changes how many years your balance may need to last afterwards. Try a few different retirement ages in the calculator below to see how bringing retirement forward or pushing it back changes both your projected balance and how comfortably it might support you.

From a projected balance to a retirement income

A lump sum balance is only useful once you translate it into an income you can actually live on. Once you have a projected balance from this calculator, the How Long Will My Superannuation Last calculator lets you test different annual drawdown amounts against that balance, and the Superannuation + Age Pension calculator shows how a part Age Pension entitlement might supplement it.

Want the full picture? Try the main Superannuation Calculator, browse all calculators, or readhow superannuation works.